FIRE DAMAGE
If you have suffered fire damage to your property, we understand how difficult it can be to get your life back to normal. All claims present their own set of issues, however fire damage claims are by all means the most complex as they almost always involve personal property or business property aside from the building damages.
In the past, upon filing of a fire damage claim, the insurance company would dispatch an adjuster and an Emergency Services Company to do the proper cleaning within the first 48 hours, however the times have changed and now most insurance companies will often times make you wait upwards of 60-90 days before paying anything and allowing you to begin repairs. Unfortunately, there was a reason to do the immediate cleaning and it was due to the extreme acidity in the soot that has now spread over the property causing extensive damage.
Right after a fire, you can’t think straight, much less remember all the items destroyed and how much each one costs. We take that stress away and get proper pricing for each item. We will document all your damages as well as inventory. Imagine all the little things you would miss: paper products, CD’s, DVD’s, the racks that hold them, the storage units, any furniture. There’s so much you fail to remember right after a traumatic event such as a property fire. This is what we do best. We make your pain and suffering less intense. Let our experience work for you.
If you have a fire damage insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
WATER DAMAGE
Your home or business can sustain water damage from a variety of sudden and accidental occurrences. Many events that cause severe water damage to your home or business are covered by most homeowners or commercial lines insurance policies:
Roof Leaks, Pipe Breaks or Bursts, Flood Damage, Appliance Leaks, Water Heater Leaks, Clogged Pipes, Plumbing Backups, Plumbing Failures, Shower Pan Leaks, Plumbing Supply Line Leaks or Breaks, Toilet Leaks, Refrigerator Leaks, Washer Leaks, Kitchen Sink or Faucet Leaks, and Garbage Disposal Leaks.
Most people do not realize that the typical homeowners and commercial lines insurance policies provide coverage for these disastrous events and require the insurance company to restore your home or business to its pre-loss condition.
We fight to make sure you are not short-changed by the insurance company and get everything you are entitled to under your insurance policy. In most property damage cases, you are entitled to have your home or business restored to pre-loss condition.
If you have a water damage insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
MOLD DAMAGE
Mold is a constant problem that homeowners face in Florida. The humidity, moisture and warm climate is a breeding ground for dangerous and toxic mold. Moisture in homes can come from leaky pipes, appliance hoses, roofs, air conditioners and drainage problems.
Unfortunately, most insurance policies limit mold coverage to $10,000 and some policies do not cover mold at all. Insurance companies will often adjust mold damage claims by labeling certain damage as “mold growth” to take advantage of the low policy limits or to deny the claim altogether.
If you have a mold insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
HURRICANE & WINDSTORM
Anyone who lives in Florida knows that hurricanes, tropical storms and windstorms are a common part of life. Storms can cause serious damage to a home or business. Infante Adjustment Bureau is dedicated to helping victims of storm damage who are being treated unfairly by their insurance companies. Storm damage insurance claims are complicated and you need to have an experienced Public Insurance Adjuster help you with the process.
The 2005 hurricane season devastated Florida and changed the way that insurance companies evaluate and adjust insurance claims. Many times insurance companies will purposefully misdiagnose storm damage as caused by something other than a storm as a way to underpay your claim. Your homeowner’s insurance policy covers damage to your home or business caused by hurricanes and windstorms. The team at IAB has successfully represented many homeowners and business owners in recovering the full compensation they deserve for their storm damage.
If you have a hurricane, tropical storm, or windstorm insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
BURGLARY, THEFT, VANDALISM
Many of us have experienced the feeling of violation that occurs when our home, business, or other property is broken into and our belongings are stolen or destroyed. Most people do not know that the typical homeowners or commercial lines insurance policy covers the full value of your stolen goods (e.g. electronics, jewelry, furniture, tools, etc.) along with any damage to your personal property caused by a burglar or vandal. It is important to routinely document and photograph your personal items so that you can recreate the monetary value of your loss in the event of a burglary, theft or vandalism.
If you have a burglary, theft or vandalism insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
SINKHOLE
Sinkholes are responsible for devastating losses to homeowners in Florida. It is in your best interest that your damaged property is investigated by a team of unbiased professionals to determine whether there is coverage for the damages under your homeowner’s policy. Do not wait. Contact our office immediately for a free consultation.
If you have a sinkhole insurance claim that was underpaid by your insurance company, or you need assistance with the filing of your insurance claim, CALL US.
